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 Thursday, October 21
Possible Young retirement could be costly
 
Associated Press

 SANTA CLARA, Calif. -- Steve Young's decision on whether to leave football might hinge on more than his health.

Steve Young
Niners QB Steve Young is weighing his options, and listening to doctors.

The salary cap of the San Francisco 49ers is certain to figure into the timing of any retirement announcement by the star quarterback, USA Today reported Thursday.

"(Money considerations) could certainly be a factor," 49ers general manager Bill Walsh said Wednesday.

The 49ers have declined comment about Young's future while he seeks additional medical opinions. Young sustained his fourth concussion in three years Sept. 27 against Arizona and is sidelined indefinitely.

If Young were to announce his retirement in the near future, salary-cap rules would force the team to make deep cuts in the player payroll.

That's because his early retirement would force the team to account for Young's six-year, $45 million salary over a shorter period. If done too early, it could raise the team's payroll above the $57.3 million cap imposed by the NFL.

One possibility is for the 49ers is to place Young on the injured-reserve list, which would require him to sit out the rest of the season. The long rest could give Young an opportunity to shake off his postconcussion symptoms and eventually return to the game, as he said he wants to do.

Here are several reasons a definitive resolution might not come soon:

  • If Young were to retire before June 1, the already financially strapped team would take a $5 million salary cap hit. The team would then have just a week to get under the cap.

  • If Young were to wait until after June 1 to retire, the 49ers would have just a $1.2 million salary-cap hit for next season. Young would then cost the cap nearly $3.8 million in 2001.

  • If Young were to announce his retirement next week when the 49ers have a bye, he would lose 10/17th of his $6.25 million salary this year: a total of nearly $3.7 million.

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